The tax deadline for 2026 is approaching, and several free filing options are available, many providing guided support for accurate returns.
This year, the number of free filing programs has decreased to four from five last year. The IRS-sponsored Direct File program was canceled by the Trump administration. A General Services Administration survey of approximately 11,000 users found that 90% of Direct File users in 2024 rated their experience as excellent or above average. That program is now unavailable.
Other free options exist for those with simple tax situations, such as having only a Form W-2 with few deductions and credits. Individuals with complicated returns may not qualify for free filing and might consider hiring a tax professional like a certified public accountant.
The IRS Free File program partners with tax software providers to offer free tax preparation software to eligible taxpayers. It allows selection among several online providers to complete a return at no cost. One advantage is the ability to file federal and state returns simultaneously. Eligibility requires an adjusted gross income of $89,000 or less for all filers.
Free File is suitable for those needing guidance, as providers assist through online questions and guarantee accuracy. It is critical to start the process via the IRS Free File website to avoid potential fees from going directly to a provider's site.
The IRS Volunteer Income Tax Assistance program offers free in-person and online help. Operating for over 50 years, VITA has many locations nationwide. It provides free basic tax preparation to people earning $67,000 or less, those with disabilities, and individuals with limited English proficiency. Sites are staffed by IRS-certified volunteers who assist with preparation and counseling. Taxpayers can find a local VITA program through the IRS website.
IRS Free File Fillable Forms allow free preparation of federal income tax returns. This option requires some tax knowledge, as it offers no guidance and limited support, with some calculations done manually. There is no income limit, and all federal forms can be filed, but state returns cannot be submitted through this method.
Some online tax software providers, including TurboTax and TaxSlayer, offer limited free options for federal and state returns. Eligibility rules vary by company, based on income and tax situation. Those with complex returns may not qualify and could be directed to paid products. Cash App Taxes is unique in allowing free filing for all tax situations, including freelance or rental income, though it does not support multiple state returns.