Chase Freedom Unlimited offers a $200 bonus after spending $500 in the first three months. It provides 5% cash back on travel through Chase Travel, 3% on drugstore and dining purchases, and 1.5% on all other purchases.
Capital One Savor Cash Rewards Credit Card includes a $200 cash bonus after spending $500 within three months. Rewards include 8% cash back on Capital One Entertainment, 5% on travel booked through Capital One Travel, and 3% on dining, entertainment, streaming, and grocery stores.
Blue Cash Everyday Card from American Express offers a $200 statement credit after spending $2,000 in six months. It provides 3% cash back at U.S. supermarkets, online retail, and gas stations, with limits of $6,000 per year per category, then 1%.
Capital One VentureOne Rewards Credit Card earns 20,000 miles after spending $500 in three months, equal to $200 in travel. It offers 5x miles on hotels and rental cars through Capital One Travel and 1.25x miles on other purchases.
The Blue Business Plus Credit Card from American Express provides 15,000 Membership Rewards Points after spending $3,000 in three months. It earns 2x points on everyday business purchases up to $50,000 per year.
Capital One Savor Student Cash Rewards Credit Card offers a $50 cash bonus after spending $100 in three months. Rewards match the Savor Cash Rewards card, with 8% on entertainment, 5% on travel, and 3% on dining and groceries.
Other no-annual-fee cards listed include Wells Fargo Autograph, Discover it Miles, Discover it Cash Back, and Chase Freedom Rise. These cards feature various rewards structures and benefits without yearly fees.
No-annual-fee cards do not charge yearly membership costs, allowing use of benefits without annual expenses. They may have fewer perks but can help build credit and offer rewards.
Pros of these cards include no annual cost, credit building, easier approval, and lower welcome bonus requirements. Cons involve less generous bonuses, lower rewards rates, and fewer benefits.
Recommendations suggest these cards for low-cost rewards, 0% intro APR offers, and credit improvement. They can be held long-term due to no fees.
Top cards from issuers include Amex Blue Cash Everyday, Bank of America Unlimited Cash Rewards, and Chase Freedom Unlimited. Business cards without fees include Amex Blue Business Cash and Ink Business Cash.
Selection advice highlights cards like Blue Cash Everyday for cash back, Capital One Savor for dining rewards, and Chase Freedom Unlimited for intro APR offers. Methodology involved compiling lists and ratings based on fees, rewards, and benefits.