XRP, currently priced around $2, has not exceeded $3.84 in more than ten years. Some analysts now forecast it could reach $4 in 2026.
Consensus estimates for XRP in 2026 have been scaled down. CoinCodex reports an average target of $2.20, a shift from earlier predictions like Standard Chartered's $12.50. In 2025, XRP surged to $3.65 in July but fell back to $2 by year-end.
For XRP to double in value this year, a major paradigm shift is needed. New spot XRP ETFs launched in November may not alone push prices past $4. Rapid adoption of the XRP blockchain in financial services is required, moving beyond its current role as a bridge currency for cross-border payments.
Ripple, the company behind XRP, spent nearly $2.5 billion on blockchain acquisitions in 2025. These investments aim to expand XRP's uses beyond payments. If successful, institutional adoption could boost XRP's valuation, potentially leading to new highs above $4.
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