Topic
Latest reporting and analysis tagged with certificate of deposit.
Certificate of deposit rates are falling from recent peaks but still offer returns above 4% in some cases, with Marcus by Goldman Sachs providing a leading 1-year CD at 4% APY as of January 13, 2026.
High-yield savings accounts and certificates of deposit provide higher interest than traditional savings, with differences in flexibility and terms.
A recent evaluation of 6-month certificates of deposit highlights competitive rates from banks like Marcus by Goldman Sachs and Bread Savings at 4.05% APY, with details on minimum deposits and early withdrawal penalties.