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Latest reporting and analysis tagged with retirement planning.
Experts warn that choosing the wrong IRA can lead to long-term financial losses due to fees and limited options. They advise selecting established firms and avoiding accounts with high fees or poor flexibility.
Medicare lacks annual out-of-pocket caps, risking high costs for seniors. Enrolling in Medigap supplemental insurance during initial windows can prevent financial strain, especially for those with limited incomes or chronic conditions.
Financial advisors highlight risks like debt, long-term care costs, and tax planning for retirees, urging action before retirement to avoid financial strain.
Financial experts advise maximizing retirement accounts, securing employer matches, automating savings, and creating estate plans to prevent regrets a decade later.
Financial advisors highlight three key net worth milestones—$10,000, $100,000, and $1 million—that significantly alter investment experiences, based on data from Empower, UBS, and Schroders.
President Trump's 2025 tax bill expands HSA eligibility to Bronze and catastrophic health plans, potentially adding 3 million new accounts starting January 2026.
Bill Bengen, creator of the 4% rule, suggests early retirees might be living more frugally than needed, advising them to consider economic conditions and flexibility rather than sticking rigidly to a percentage.
A new survey shows many Americans believe they need over $1.5 million to retire, but a third have less than $50,000 saved, with most expecting to work past age 65.