Personal Loan Rates Show Stability in Early 2026
Bankrate data shows average personal loan rates at 12.19% as of Jan. 14, 2026, with LightStream offering the lowest rate at 6.24%. Rates vary by lender type and borrower credit.
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Latest reporting and analysis by Judge Schmidt.
Bankrate data shows average personal loan rates at 12.19% as of Jan. 14, 2026, with LightStream offering the lowest rate at 6.24%. Rates vary by lender type and borrower credit.
TSMC announced a record quarterly profit, forecast strong growth, and detailed plans to expand its US manufacturing capacity, including a fourth Arizona factory.
Oracle shares have recovered from a steep decline, trading at 30 times forward P/E. OpenAI's expansion into healthcare and potential 2026 funding are seen as positive for Oracle's massive AI data center contracts.
US stock indexes fell Wednesday, with the S&P 500 and Nasdaq 100 hitting 1.5-week lows. Chip makers and major tech stocks declined, while geopolitical risks rose. Oil and precious metals surged. Stocks partially recovered after a positive Fed report and strong economic data.
Ferrari enters 2026 with strong brand and margins but must prove its luxury discipline and emotional appeal can survive electrification, pricing shifts, and capital investments.
President Trump calls for a one-year 10% cap on credit card rates, drawing criticism from bankers who warn it could restrict credit access. Details are expected in his upcoming Davos speech.
China banned cybersecurity software from US and Israeli firms, including Broadcom's VMware, citing national security. Broadcom stock declined following the announcement.
President Trump demanded Fannie Mae and Freddie Mac purchase $200 billion in mortgage bonds via Truth Social. Experts say the move has already influenced rates, with a 20-basis-point drop observed after the announcement.
Fortinet received updated ratings from RBC Capital and Piper Sandler on January 5, with price targets adjusted. The company will announce its fiscal Q4 and full-year 2025 results on February 5.