Topic
Latest reporting and analysis tagged with interest rates.
HELOC rates dropped sharply to 7.44%, a three-year low, after a major lender resumed promotions. Analyst Ted Rossman notes a volatile two-week period and a general falling-rate environment.
President Trump calls for a one-year 10% cap on credit card rates, drawing criticism from bankers who warn it could restrict credit access. Details are expected in his upcoming Davos speech.
Savings account rates have fallen since 2024 Federal Reserve cuts, with top rates around 4% APY from banks like SoFi, Barclays, and Valley Direct as of January 15, 2026.
Money market account rates are still high despite recent Federal Reserve rate cuts, with top accounts paying over 4% APY. The national average stands at 0.58%.
CD rates remain high despite recent Federal Reserve rate cuts, with Marcus by Goldman Sachs offering 4% APY on a 1-year CD. Rates are expected to decline further in 2026.
CD rates are falling but still offer returns above 4%. The highest current rate is 4.1% APY. Rates have fluctuated over decades, influenced by economic events and Federal Reserve policies.
December's core CPI held at 2.6%, matching the previous three months. Fed officials Williams and Musalem suggest rates are near neutral, indicating a pause in cuts is likely at the upcoming meeting.
JPMorgan forecasts the Federal Reserve will raise interest rates in Q3 2027, contrasting with crypto analysts' expectations of cuts. Bitcoin's sensitivity to rate expectations is noted.
Top US bank executives oppose President Trump's proposed 10% cap on credit card interest rates, warning it would harm low-income consumers, restrict credit, and impact bank earnings.