Topic
Latest reporting and analysis tagged with personal finance.
Several banks and credit unions are currently offering high-yield savings accounts with APYs of 4% or more, providing savers with alternatives to the national average rate of 0.39%.
Financial advisors highlight three key net worth milestones—$10,000, $100,000, and $1 million—that significantly alter investment experiences, based on data from Empower, UBS, and Schroders.
A monthly guide outlines financial actions for 2026, including budgeting, tax payments, retirement contributions, and account reviews, based on expert advice.
Robert Kiyosaki, author of 'Rich Dad, Poor Dad,' publicly advocates using debt for investment, citing his $1.2 billion debt. He contrasts his approach with Dave Ramsey's debt-free philosophy in recent statements.
A study shows even small emergency savings can prevent eviction and debt for families facing sudden expenses like job loss or car repairs.
The national average savings rate is 0.39%, but some banks offer up to 4% APY, significantly impacting potential earnings.
The Federal Reserve cut rates three times in 2025, making now a critical time to lock in competitive CD rates before further declines. Marcus by Goldman Sachs offers the highest rate at 4% APY on a 1-year CD as of January 10, 2026.
National average HELOC and home equity loan rates have fallen closer to 7%, reaching their lowest levels in years, according to recent data.
Money market account rates have fallen over two years, with national average at 0.58% but some accounts offering over 4% APY. A $10,000 deposit at average rate yields $58.17 interest annually.