Home Equity Loan Rates Drop to Multi-Year Lows
National average HELOC and home equity loan rates have fallen closer to 7%, reaching their lowest levels in years, according to recent data.
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Latest reporting and analysis tagged with personal finance.
National average HELOC and home equity loan rates have fallen closer to 7%, reaching their lowest levels in years, according to recent data.
Money market account rates have fallen over two years, with national average at 0.58% but some accounts offering over 4% APY. A $10,000 deposit at average rate yields $58.17 interest annually.
A Credit Karma survey shows nearly half of Americans report worsened finances in 2025, with top regrets including insufficient savings, impulse spending, and high-interest debt, though 45% remain hopeful for 2026.