Retirement Health Concerns Prompt Financial Strategy Shifts
Recent data shows U.S. adults average 63.9 years of full health, prompting retirees to prioritize experiences and financial planning for early retirement years.
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Latest reporting and analysis tagged with retirement planning.
Recent data shows U.S. adults average 63.9 years of full health, prompting retirees to prioritize experiences and financial planning for early retirement years.
A financial advisor responds to a reader's question about converting a traditional IRA to a Roth IRA, discussing tax implications, Social Security, and required minimum distributions.
A new report from Athene highlights retirement planning challenges for 2026, citing market concentration and inflation risks amid a $4 trillion savings gap and growing private asset integration.
A 64-year-old with $650,000 in a traditional IRA explores gradual Roth conversions to manage required minimum distributions and future tax liabilities.
Individuals with $1 million saved for retirement face potential tax burdens from common 'safe' moves. Financial advisors and tools can model long-term outcomes.
A retired couple, both 65, with $1.3 million saved and $6,000 monthly income faces uncertainty over Social Security claiming timing, impacting early withdrawal risks.
A financial advisor recommends allocating over 50% of a portfolio to annuities, prompting a discussion on the appropriateness of such a high percentage based on individual circumstances.
Morningstar's Christine Benz details an eight-step process for reviewing investment portfolios, covering documentation, savings rates, asset allocation, and tax efficiency.
A 62-year-old with $890,000 in a 401(k), $115,000 in a Roth IRA, and Social Security eligibility can generate sufficient income for retirement, with options varying based on claiming age and investment strategy.