Credit Unions and Banks Offer Distinct Financial Paths for Consumers
A comparison of U.S. credit unions and banks reveals key differences in ownership, profit models, and membership, with each offering distinct benefits for savers and borrowers.
Progressive Auto Insurance Details Coverage Options and Customer Ratings
Progressive offers extensive auto insurance coverage and discounts but has below-average customer satisfaction scores and higher-than-average rates.
Safeco Insurance Offers Competitive Rates and Loyalty Rewards for Drivers
Safeco auto insurance provides average rates with discounts for safe drivers and loyalty perks. The company offers accident forgiveness and a cashback program for claims-free periods.
Mortgage Rates Dip Below 6% Following Presidential Proposals
Average mortgage rates have fallen below 6% this week, with the 30-year fixed at 5.91% and 15-year at 5.36%. President Trump proposed measures to lower rates, including a ban on institutional home buying and increased mortgage bond purchases by Fannie Mae and Freddie Mac.
Social Security Updates Take Effect for 2026
Social Security recipients see a 2.8% benefit increase. The wage base limit rises to $184,500, and early claimers face higher earnings test thresholds.
Savings Account Rates Show Wide Gap Between Average and Top Offers
The national average savings rate is 0.39%, but some banks offer up to 4% APY, significantly impacting potential earnings.
Federal Reserve Rate Cuts Prompt Urgency for CD Investors
The Federal Reserve cut rates three times in 2025, making now a critical time to lock in competitive CD rates before further declines. Marcus by Goldman Sachs offers the highest rate at 4% APY on a 1-year CD as of January 10, 2026.
Home Equity Loan Rates Drop to Multi-Year Lows
National average HELOC and home equity loan rates have fallen closer to 7%, reaching their lowest levels in years, according to recent data.
Money Market Account Rates Show Decline Amid High-Yield Opportunities
Money market account rates have fallen over two years, with national average at 0.58% but some accounts offering over 4% APY. A $10,000 deposit at average rate yields $58.17 interest annually.
Insiders Increase Holdings in Nike AutoZone and SmartRent Amid Market Shifts
Executives at Nike, AutoZone, and SmartRent purchased company shares in late 2025, signaling confidence during operational transitions.
Jim Cramer Comments on CoreWeave Stock Volatility
Jim Cramer discussed CoreWeave's stock performance, noting its IPO price of $40, rise to $187 in June, and fall to $77. He recalled his early positive stance and later caution.
Jim Cramer Discusses Circle Internet Group's Volatile Trading
Jim Cramer commented on Circle Internet Group's stock, which surged post-IPO but has since declined significantly.
Jim Cramer Comments on Celsius Holdings Stock During Live Show
Jim Cramer discussed Celsius Holdings stock on his November 12, 2025 show, responding to a caller's question about its $70 price target and recent performance.
Analysts Adjust Coinbase Price Targets Amid Trading Slowdown
Bernstein and Rosenblatt lowered Coinbase price targets on January 6, citing trading slowdown, while Goldman Sachs upgraded the stock on January 5, highlighting product launches.
Defense ETF Surges Amid Trump Military Moves and Dividend Ban
The iShares U.S. Aerospace & Defense ETF (ITA) has risen 61% over the past year, with recent gains linked to President Trump's military actions and a ban on contractor dividends.